Nabella, S. D., Wulandari, K., Sova, M., Jalal, A. and Sari, D. P. (2026) “The Role of Stress Testing in Enhancing Financial Transparency and Credit Risk Management: Evidence from Islamic and Conventional Banking in ASEAN”, Sharia Economic and Management Business Journal (SEMBJ), 7(1), pp. 28-41. doi: 10.62159/sembj.v7i1.1926.